Jane Vessey, CFA is a wealth management advisor at Merrill Lynch, specializing in financial planning; estate and philanthropic planning issues; and portfolio management for baby boomers and non profits. He is an attorney admitted in New York State. Sam has been providing legal, financial and wealth management advice and services since 1988.

M. Afdal Pamilih, CFA has 18 years' experience working in the finance industry. He started his career with J.P. Morgan, and then with County NatWest Government Securities, in New York specializing in the development of quantitative products for foreign exchange and fixed income markets. After returning to Indonesia in 1989 he was responsible for the development of investment services and subsequently treasury management for leading banks in Jakarta.

David Stewart has extensive experience in venture capital and business structural reorganizations. As president of a private client broker dealer firm, he has business valuation and project valuation experience on the venture capital side and portfolio management on the asset management side. His analysis, commentary, books, and study guides have appeared in the financial management, securities, and exam prep industries.